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	<title>Tampa Real Estate and Foreclosure Defense Attorneys</title>
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	<link>http://www.flapropertylaw.com</link>
	<description>Charles A. Hounchell, P.A.  Attorneys &#38; Counselors at Law</description>
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		<title>Held Up Without a Gun (or a Home)</title>
		<link>http://www.flapropertylaw.com/held-gun-or-home/</link>
		<comments>http://www.flapropertylaw.com/held-gun-or-home/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 20:19:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=146</guid>
		<description><![CDATA[Imagine living in one home for over 30 years. You’ve poured your hard-earned money into this home with the hopes of making it as safe and comfortable as possible for you and your family. In a very fundamental way, your world is that home. Then, one day there’s a knock at the door. You answer [...]]]></description>
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		<title>Retroactively Naked?</title>
		<link>http://www.flapropertylaw.com/retroactively-naked/</link>
		<comments>http://www.flapropertylaw.com/retroactively-naked/#comments</comments>
		<pubDate>Fri, 02 Mar 2012 14:47:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=144</guid>
		<description><![CDATA[The Massachusetts Supreme Judicial Court once again finds itself considering a case that may have national implications. For close observers of the foreclosure crisis, you may remember the Massachusetts court’s opinion early last year in Ibanez. We blogged on the significance of that case, as well, for it was the first ruling by a state [...]]]></description>
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		<title>Accelerating A Fraud-Prone Process? Or Ameliorating It?</title>
		<link>http://www.flapropertylaw.com/accelerating-fraud-prone-process-ameliorating-it/</link>
		<comments>http://www.flapropertylaw.com/accelerating-fraud-prone-process-ameliorating-it/#comments</comments>
		<pubDate>Thu, 01 Mar 2012 23:30:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=143</guid>
		<description><![CDATA[A bipartisan State Senate panel passed a foreclosure bill this past Monday aimed to expedite the mortgage foreclosure process. To say the legislation was met with mixed reactions would be an understatement. While the bill contains certain consumer-friendly measures, like heightened requirements of ownership proof for parties trying to foreclose on a property, many foreclosed [...]]]></description>
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		<title>If They Snooze, They Lose</title>
		<link>http://www.flapropertylaw.com/snooze-lose/</link>
		<comments>http://www.flapropertylaw.com/snooze-lose/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 22:04:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=141</guid>
		<description><![CDATA[The 4th District Court of Appeals recently reaffirmed in Haber v. Deutsche Bank National Trust Company that a lender cannot prevail in a foreclosure action if it fails to refute the borrower’s affirmative defense regarding notice and opportunity to cure. The language of most mortgage agreements concerning this issue reads as follows: Lender shall give [...]]]></description>
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		<title>When the Owner&#8217;s Away, the Holders Will Play</title>
		<link>http://www.flapropertylaw.com/owners-away-holders-play/</link>
		<comments>http://www.flapropertylaw.com/owners-away-holders-play/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 17:28:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=139</guid>
		<description><![CDATA[One of the more increasingly common (and bothersome) practices making its way through foreclosure cases is when the plaintiff is not the owner of the note, but only the servicer. The argument goes that the servicer is entitled to foreclose because it’s the holder of the note. In this telling, mere possession of the note, [...]]]></description>
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		<title>Forced To Show Its Face</title>
		<link>http://www.flapropertylaw.com/forced-show-face/</link>
		<comments>http://www.flapropertylaw.com/forced-show-face/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 20:14:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=138</guid>
		<description><![CDATA[New York State is investigating the practice of forced-place insurance. The question is whether banks like Wells Fargo and Citigroup, among others, fraudulently steered distressed homeowners into overpriced insurance policies. Forced-placed insurance has boomed during the financial crisis as homeowners have struggled to pay their mortgages, and, at the same time, lapsed on their home [...]]]></description>
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		<title>The Chase Stops</title>
		<link>http://www.flapropertylaw.com/chase-stops/</link>
		<comments>http://www.flapropertylaw.com/chase-stops/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 19:03:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=136</guid>
		<description><![CDATA[The behemoth that is JP Morgan Chase’s collection machine has come to a screeching halt. It appears the bank has suddenly stopped filing lawsuits to collect consumer debts. Without an explanation by Chase, we don’t know if this move is permanent or if the bank plans to pursue indebtedness some other way. Some within the [...]]]></description>
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		<title>Buyer of invalid foreclosure loses appeal to clear property title</title>
		<link>http://www.flapropertylaw.com/buyer-invalid-foreclosure-loses-appeal-clear-property-title/</link>
		<comments>http://www.flapropertylaw.com/buyer-invalid-foreclosure-loses-appeal-clear-property-title/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 13:33:44 +0000</pubDate>
		<dc:creator>CharlieHounchell</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=133</guid>
		<description><![CDATA[http://www.housingwire.com/2011/10/18/buyer-of-invalid-foreclosure-loses-appeal-to-clear-property-title A man who bought a house that turned out to be an invalid foreclosure cannot sue the previous homeowner over his clouded title because the bank foreclosed before receiving an actual mortgage assignment, the Massachusetts Supreme Judicial Court said Tuesday. Vincent Valvo, group publisher and Editor-in-Chief for Massachusetts real estate data firm The Warren Group, says [...]]]></description>
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		<title>Appellate Court Establishes Hurdle for Banks</title>
		<link>http://www.flapropertylaw.com/appellate-court-establishes-hurdle-banks/</link>
		<comments>http://www.flapropertylaw.com/appellate-court-establishes-hurdle-banks/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 13:29:25 +0000</pubDate>
		<dc:creator>CharlieHounchell</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=132</guid>
		<description><![CDATA[Thousands of rulings on motions to dismiss have been issued by Florida’s trial courts without any clear stance by the appellate courts as to what it takes for a bank to state a cause of action and survive a motion to dismiss. This may have changed with the recent decision handed down by the Second [...]]]></description>
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		<title>The Reality Behind the Rhetoric</title>
		<link>http://www.flapropertylaw.com/reality-rhetoric/</link>
		<comments>http://www.flapropertylaw.com/reality-rhetoric/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 14:41:24 +0000</pubDate>
		<dc:creator>CharlieHounchell</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.flapropertylaw.com/?p=126</guid>
		<description><![CDATA[The St. Petersburg Times weighed in this past week on the issue of non-judicial foreclosures now under debate in Tallahassee. The editorial wonders what effect this tack would have on borrowers’ rights, state coffers, and the integrity of the foreclosure process. We’ve shared some of these very same concerns here on our blog. If those [...]]]></description>
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